First Access Visa Credit Card is an unsecured credit card. If you have a very poor credit score, then this credit card is mainly designed for you. This card is unsecured, so you don’t have to make any deposit. This card helps people with bad credit scores to build credit scores or rebuild their credit scores. The Bank of Missouri is the issuer of the First Access Visa Credit Card. Compared with the other unsecured credit card, this card charges the highest fees.
Rates and Fees of First Access Visa Credit Card
Interest Rates and Charges
- APR for Purchase: The purchase APR of this card is 34.99%.
- APR for Cash Advances: The cash advance APR of this card is 34.99%.
- Minimum Interest Charges: If you ever charge any interest, then it will not be less than $1.00.
Fees
- Annual Fee: For the first year, your annual fee will be $75.00. After the first year, your annual fee will be $48.00.
- Program Fee: You have to pay a one-time program fee of $95.00.
- Cash Advance Fee: There will be no cash advance fee on this card for the first year. After that, for each cash advance, you will be charged $10 or a minimum of 3% of the amount.
- Late Payment Fee: If you cannot make the payment by the due date, you will be charged the late payment fee up to $40.
How to Accept Pre-Approved Offer for First Access Visa Card
It is quite easy to apply for the First Access Visa Credit Card. If you have the reservation code, then you can easily apply for a credit card. You just have to follow these simple instructions to apply for the First Access Visa Credit Card:
- Firstly, you need to visit this link www.preapprovedaccess.com.
- Then, on the given fields, provide the 9 digits of the reservation code.
- You have to choose a card design for the next step.
- After that, you have to click on the Continue button to start the application.
- Then, you can simply follow the on-screen guideline to apply for the First Access Visa Credit Card.
Apply for the First Access Visa Credit Card Manually
If you don’t have an invitation code, then still you can apply for the First Access Visa Credit Card. You just have to follow these simple instructions below to apply for the First Access Visa Credit Card:
- Firstly, you need to visit this link www.firstaccesscard.com/apply.
- On that page, you have to provide all the necessary details on the required fields.
- Then, you have to choose the card design from the list.
- You have to agree with the Privacy Policy and you are a US resident over the age of 18.
- After entering all the required details on the given fields, simply select the Submit button.
- Then, you can simply follow the on-screen guideline to apply for First Access Visa Credit Card.
Activation Guide for the First Access Visa Credit Card
To use your First Access Visa Credit Card, you must have to activate it. You will require your card details to activate your credit card. Follow these simple instructions below to activate your credit card:
- Firstly, you need to click on this link firstaccesscard.com
- Then, from the top right-hand corner of the page, click on the Activate Card option.
- You have to enter your card number, social security number, and phone number.
- After entering all the necessary details on the given fields, simply click on the Activate button.
- Then, you can simply follow the on-screen guideline to activate your First Access Visa Credit Card.
You can also activate your credit card over your phone. If you want to activate your First Access Credit Card over the phone, then you have to call at (888) 267-7980. After calling on this number, you just have to follow the on-call instructions to activate your First Access Visa Credit Card.
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How to Make Payment for First Access Visa Credit Card
You can easily make the payment for your First Access Visa Credit Card. You just have to log in to your account to make the payment. You have to follow these simple instructions below to make your payment:
- Firstly, you have to go to this link www.myccpay.com.
- There, on the given spaces, you just need to input your registered User ID and Password.
- After providing your login credentials on the required fields, simply select the Log In button.
- Once you logged in to your account, you can easily pay your First Access Visa Credit Card bill.
